ADFP Advanced Strategy Advice Assignment Example | Topics and Well Written Essays - 5500 words

ADFP Advanced Strategy Advice - Assignment Example This assessment focuses primarily on strategic recommendations in a financial planning context. It encompasses your knowledge base acquired across previous modules within the Diploma of Financial Planning and the Advanced Diploma of Financial Planning. The assessment is aimed at utilising your skills in understanding and applying some of the concepts contained in the FirstTech Super Guide from Colonial First State. Although it is called a Super Guide, this text goes beyond just superannuation concepts and also addresses taxation, social security and insurance, as all of these topics are interrelated. This assignment contains 6 assessment activities each containing specific instructions. Grading for this assessment will be deemed â€Å"competent† or â€Å"not-yet-competent† in line with specified educational standards under the Australian Qualifications Framework. These answers contain relevant and accurate information in response to the question/s with limited serious e rrors in fact or application. If incorrect information is contained in an answer, it must be fundamentally outweighed by the accurate information provided. This will be assessed against a marking guide provided to assessors for their determination.

Beyond Products Case Study - Entrepreneurship Course Essay - 1

Beyond Products Case Study - Entrepreneurship Course - Essay Example In his design, Peter Van Riet considered the disadvantages and advantages of the two early and most popular designs which developed the product to be a better choice for snowboarders. Being himself a semi-professional snowboarder, Peter Van Riet was able to identify the need of professional and recreational snowboarders for a more comfortable and safe design. Another vital strength of the company was that it was free from financial constraints and had enough capital available from the four business angels. Beyond Products is recorded to possess few technical limitations which should be eradicated before the trade fair of 2006 which raises the challenge of successful launch for the company founders. From the commercial point of view, the company also possesses the weakness of dependence on loan with high interest rates. Further development of the product requires huge amounts of working capital which is estimated to be acquired from bank loans and further investments from the business angels. Thus, this will increase the liability of the company and hamper its financial strength to an extent. The snowboard market is recognized to be a rapidly growing market in the United States, European Alpine regions, Japan and other niche areas. The number of customers is recorded to grow in these key regions which can enhance the growth prospects of the product as a preferable design for the professional and recreational customers. There are only a few players in the market acquiring a proportion of the entire market share providing huge opportunity for new entrants. The overall market prospect is also recognized to be favorable for the launch of a fresh snowboard binding. Most of the well-recognized companies in the target market also emphasize upon the other categories of the industry product line. Furthermore, the companies also focus on sponsoring famous professional snowboarders for brand promotion which is stated to be quite significant for

The company’s efforts Essay Example for Free

The company’s efforts Essay Explain some of the company’s efforts to localize its offerings and describe how Successful these efforts were. What could have been done differently? Think local, Act local. Think local, Act local. This is company’s efforts to localize its offerings. Global business philosophy changes 3A to 3P principle, 3A is Availability, Affordability, Acceptability. It meaning is to make customers buy get, affordable, willing to buy. 3P is Pervasiveness, Price to value, Preference. (2) Held Activities Coca cola localized their products is based on countries’ culture such as Malaysia is Coke EURO 2012 â€Å"Buka Coca-Cola, Buka Semangat Bola† contest. And McDonalds introduced about the World Cup drinking cup in the 2012 World Cup. Besides, Coca cola localized in China through the Chinese design in Beijing Olympics. Beijing Olympic Games torch bearer selection, Coca Cola to provide 18 places. As a global partner of Beijing Olympic Torch Relay , Coca-Cola ( China ) Beverages Ltd. officially announced : [ Coca-Cola ] Olympic torchbearer selection Shanghai area started , the selection of the theme Who lit the flame of my heart to the public 18 torchbearers places the Olympic spirit and the journey of Harmony theme brought to every corner of Shanghai . (3) Indication marks The other belongs to the Coca-Cola company brand drinks of all the packaging and advertising, it is the emblem and the Coca-Cola company honor cooperation. For example, Sprite, Fanta .The words, this is actually in the ascension and strengthening Coca-Cola brand. In addition, with the local brand beverage friendly cooperative relations, as well as local brand beverage special affinity, Coca-Cola has a better relationship. (4) Advertisement Through the advertisement implants, also can improve the local people accept rate, and local phase fusion, increase sales. For example, the bottle of packaging is the local custom picture. In the development of any drinks can use original brand sales channels, like this is advantageous to quickly open the market, but also can greatly reduce the cost. Coke, Sprite, fanta and so on three brand sales ratio roughly 2:2:1, development basic equilibrium. From several brand reputation, reputation to market sales, show integral consistent, distinct features, taste and can achieve complementary. According to the characteristics of the Chinese market, the Coca-Cola company expanding their drinks varieties, from oolong tea to the new age style of fruit punch, high heat energy drinks, and even to the most ancient drinking water. So which is more in line with the tastes of the locals , and make it easier for everyone to accept. localize its offerings after, Products with the local people more close contact, from popularity and good reputation degree, market sales, can have very big promotion.

Effects of Police Misconduct

Effects of Police Misconduct What is police misconduct and how does it affect police and community relations? Police misconduct includes a comprehensive range, reflecting the high standards we expect of police officers. Police misconduct can apply to off-duty behavior as well as conduct on the job. Any conduct that is disgraceful, improper or unbecoming a police officer, or shows unfitness to be or continue as a police officer, or does not meet the requirements the community reasonably expects of a police officer. Examples of on-the-job police misconduct would be: Failure to provide medical treatment to a detainee. Assaulting another individual in a night club would be an example of off-duty police misconduct. The violation of state and federal laws or the violation of individuals constitutional rights by police officers; also when police commit crimes for personal gain. Police misconduct terms refer to a wide range of procedural, criminal, and civil violations. Misconduct is the broadest category. Misconduct is procedural when it refers to police who go against police department rules and regulations; criminal when it refers to police who defy state and federal laws; unconstitutional when it refers to police who abuse a citizens Civil Rights; or any combination thereof. Common forms of misconduct are: Excessive use of physical or deadly force, Discriminatory arrest, Physical or verbal harassment Selective enforcement of the law. Profit or another type of material benefit gained illegally as a result of the officers authority is considered misconduct. Forms of police misconduct include bribery, extortion, receiving or fencing stolen goods, and selling drugs. The term also refers to patterns of misconduct within a given police department or special unit, particularly where offenses are repeated with the consent of superiors. Police departments establish codes of conduct, train new recruits, and investigate and discipline officers, sometimes in cooperation with civilian complaint review boards which are intended to provide independent evaluative and remedial advice. Protections are also found in state law, which permits victims to sue police for damages in civil actions. Excessive force- police brutality, false arrest and imprisonment, malicious prosecution, and wrongful death are examples of actions brought for claims. State actions may be brought at the same time with additional claims for constitutional viol ations. Federal law specifically targets police misconduct through both criminal and civil statutes, Federal law is applicable to all state, county, and local officers, including those who work in correctional facilities. The key federal criminal statute makes it unlawful for anyone acting with police authority to deprive another person of any right protected by the Constitution or laws of the United States (Section 18 U.S.C. ÂÂ § 241 [2000]). Another statute, commonly referred to as the police misconduct provision, makes it unlawful for state or local police to engage in a pattern or practice of conduct that deprives persons of their rights (42 U.S.C.A. 14141 [2000]). Federal law prohibits discrimination in police work. police departments receiving federal funding is covered by Title VI of the Civil Rights Act of 1964 (42 U.S.C. ÂÂ § 2000d) and the Office of Justice Programs statute (42 U.S.C. ÂÂ § 3789d[c]), which prohibit discrimination on the basis of race, color, national origin, sex, and religion. These laws prohibit conduct from racial slurs and unjustified arrests to the refusal of departments to respond to discrimination complaints. In the 1990s, the New York City Police Department began a community policing approach to crime fighting. Some major cities in which community policing and other community relations strategies have been used report increased public confidence in police, a reduction in crime, and the easing of racial tensions. The goal of community policing is for community residents and police to work together addressing crime in the neighborhood. Effective police-community relations initiates community members learn about policing and how to prevent crime, and a police department can learn about neighborhood members and their policing needs. Community policing allows neighborhood residents and police departments to come together to fight crime. Community policing effort can ruin the relations between the police and the community that it is designed to protect. As the NYPD has recognized, if the price is the trust and respect of the community we serve whatever gains we have achieved in fighting crime is minimized. If members of the community are reluctant to approach police for fear of a negative encounter, then we have not met our obligations to the public even if crime levels decline. Abner Louima was assaulted and sodomized by officers inside Brooklyns 70th Police Precinct; Mayor Giuliani created the Task Force on Police/Community Relations on August 19, 1997, 10 days after Haitian immigrant was assaulted. The goal was to give better communication among members of the police department and residents of the City of New York. The New York City Police Department began to put in place a program in June 1996, called the Courtesy, Professionalism and Respect (CPR) program. The CPR program encourages professionalism within the department, including the constant display of courtesy and respect toward the citizens of New York City. The NYPD initiated the program in response to a rise in the number of complaints against the NYPD. The mayor believes there is a problem in the relationship between the New York Police Department and the communities of color in New York, which must be addressed from both sides of the problem. Many of the complaints concerned discourteous conduct by members of the NYPD. To improve the situation it is critical that officers understand the need for respectful treatment of the people of New York. We train them to refer to people as Mr. and Ms, to try to explain to people why theyre doing what they do and to go out of their way to be respectful. According to the NYPD, the ultimate goals of the CPR program include: A more productive relationship between the NYPD and residents Improved officer safety through increased public support More success for all crime strategies An image of members of the NYPD as law enforcement professionals. To accomplish these goals, the NYPD provides its officers with in-service training as well as training at the Police Academy. The twentieth century saw multiple legal, administrative, and scholarly approaches to the problem. The passage of the Civil Rights Act of 1964, gave new protections to citizens who had long suffered discriminatory policing. A string of landmark Supreme Court decisions highly influenced cases resulting in the strengthening of Fourth Amendment rights against unreasonable Search and Seizure, evidentiary rules forbidding the use at trial of evidence tainted by unconstitutional police actions, and the establishment of the so-called Miranda Warning requiring officers to advise detained suspects of their constitutional rights. Traditional views were based on the assumption that police abuse reflected the moral failings of individual officers-the so-called bad cop. The Knapp Commission was organized to hold hearings on the extent of corruption in the citys police department. Testimony against fellow officers not only revealed systemic corruption but highlighted an obstacle to investigate these abuses: the understanding among police officers known variously as the Code of Silence and the Blue Curtain under which officers regard testimony against a fellow officer as betrayal. The work of criminologists and others, police departments sought to improve organizational rules, training, and prevention and control mechanisms. The publication of a code of police conduct by the International Association of Chiefs of Police, reflect more hard training for officers, and experimented with so-called community policing programs to improve relationships between officers and the community. Several cities established joint police and civilian complaint review boards to give citizens a larger role in what traditionally had been a closed, internal process by police departments. Among the most dramatic examples of system-wide reform is New York Citys response to long-standing brutality, discrimination, and corruption within the New York City Police Department. After reviewing civilian complaints against police in the 1960s, the city committed to it after public outcry over the videotaping of officers beating citizens who violated curfew in 1988. The Civilian Complaint Review Board, which became an all-civilian agency in 1993. In 1992, responding to new complaints, the Mayor appointed the Commission to Investigate Allegations of Police Corruption and the Anti-Corruption Procedures of the Police Department, known as the Mollen Commission. Two years later, the commission concluded that the city had alternated between cycles of corruption and reform. The full-time Commission to Combat Police Corruption (CCPC) as an entity independent from the police department was created. The CCPC monitors the NYPD anti-corruption policies and procedures, conducts audits, and i ssues public reports. Misconduct complaints can be quantified on a city-by-city basis, but these data are often subjective, and far more complaints are filed than ever are evaluated at trial. Corruption is even harder to measure. As the National Institute of Justice acknowledged in its May 2000 report, The Measurement of Police Integrity, most corruption incidents go unreported, and data that do exist are best regarded as measures of a police agencys anticorruption activity, not the actual level of corruption. Prosecution of the officers was less conclusive. Officer Justin Volpe pleaded guilty to leading the Sodomy assault and was sentenced to 30 years in prison. However, in 1999, his fellow three officers were acquitted on charges of assault in the police cruiser; one of them, Officer Charles Schwarz, was convicted of violating Louimas civil rights for holding him down during the bathroom assault. In 2000, all three were convicted of obstructing justice for their actions in covering up evidence of the attack, but these convictions were later overturned in United States v. Schwarz, 283 F.3d 76 (2d Cir. 2002). Ordered a new trial on the civil rights charge, Schwarz reached a plea bargain in September 2002, agreeing to be sentenced to a 5-year prison term. Misconduct by police officers has occasionally led to rioting. The Los Angeles riots in 1992 followed the acquittal of white police officers charged with the videotaped beating of black motorist Rodney King. In April 2001, three days of rioting in Cincinnati followed the acquittal of a white police officer on charges of shooting Timothy Thomas, a 19-year old unarmed black man. Cities continue to examine ways to bring meaningful reform to police departments. Some critics have argued that misconduct and corruption are age-old problems that resist all efforts at eradication; the best society can do, in this view, is monitor and correct. Others trace recent problems to public policy that emphasizes aggressive policing of drug, gang, and street crimes. Until more effective remedies are found, some citizens will still require protection from the very people appointed to protect and serve them.

The International Whaling Regime Essay -- Argumentative Persuasive Ess

The International Whaling Regime In his article, â€Å"Whale Mining, Whale Saving,† Sidney Holt states, â€Å"saving the whales is for millions of people a crucial test of their political ability to halt environmental destruction†(Holt 1985). In a world where environmental issues are often so vast that solving them seems impossible, it is rare to encounter a regime which successfully addresses these problems. If we judge a regime’s effectiveness by its ability to change the behavior of its members and possibly even encourage others to join, then the whaling regime was in fact quite effective. The significant decrease in commercial whaling brought about by the International Whaling Commission (IWC)’s 1982 moratorium is proof in itself of the whaling regime’s effectiveness. That being said, the history of the regime has not been without imperfections, and these shortcomings will continue to shape the successes and failures of the whaling regime in the future. While the peak of whaling in recorded history occurred in the 1930s where close to 55,000 whales were caught each year, whaling has been practiced by people for centuries and was unregulated for most of that time period (Andresen 2000). However, in 1946, the Convention for the Regulation of Whaling (composed of 15 nations including the U.S.) met and created the International Whaling Commission in order to address the problem of declining whale stocks. An increase in commercial whaling as well as introduction of â€Å"factory ships† which allowed whalers to travel far out to sea, catch whales (pelagic fishing), and process them on the boat without going back to shore had begun to put a strain on population numbers of certain whale species. (Fletcher 2001). Thus, the IWC was primarily c... ... Aron, William, W. Burke, M. Freeman. 2000. â€Å"The Whaling Issue.† Marine Policy. 24: 179-191. Fletcher, Kristen M. â€Å"The International Whaling Regime and U.S. Foreign Policy.† In The Environment, International Relations, and U.S. Foreign Policy. Washington, D.C.: Georgetown University Press, 2001. Greenpeace: Whaling. 2000. http://whales.greenpeace.org/whaling. Accessed 5/9/04. Institute of Cetacean Research. 2002. http://www.icrwhale.org/eng-index.htm. Accessed 5/9/04. Holt, Sidney J.. 2003. â€Å"Is the IWC Finished as an Instrument for the Conservation of Whales?† Marine Pollution Bulletin 46: 924-926. Holt, Sidney J.. 2000. â€Å"The Whaling Controversy.† Fisheries Research 54: 145-151. Holt, Sidney J.. 1985. â€Å"Whale Mining, Whale Saving.† Marine Policy 4: 192-214. O’Connell, Kate. July 2002. â€Å"The 2002 IWC Annual Meeting.† Whales Alive! 11(3).

The Toughest Decision of My Life Essay -- Personal Narrative Writing

The Toughest Decision of My Life People are often asked the question, â€Å"If I could go back in time, what would I change?† But have you ever really thought about the answer to that question? What would you change or what would you keep the same? Accius, a character from Medea, said, â€Å"Change rules all things.† (II 118) I never realized how true this would be. When I look back in life, there are many things that I would change, but there is one decision that I am very thankful that I made. That was the decision to continue living with my grandparents and not to move in with my mother. It was a normal afternoon after school when I returned to my house after a busy day in sixth grade. My grandfather was busy preparing dinner in anticipation of my grandmother coming home from work. Soon my real mom came by to â€Å"have a serious discussion† about something. I had no idea that this â€Å"something† would be one of the hardest decisions I would ever have to make in my life. My real mom had just gotten a new apartment that had enough bedrooms that I could live there. It had never crossed my mind that moving in with her was the question with which she was going to confront me. Soon the topic came out when Mom said, â€Å"Sade, how would you like to come and live with me from now on?† This remark was the beginning of one of the hardest times in my life. I knew I had to make the right decision as Sophocles says, â€Å"Decide not rashly. The decision made, can never be recalled.† (Oedipus Rex 314) I was faced with the first choice of staying with my mother in her new home. Her home was in a location outside the limits of my school zone so I would have to start attending a different school... ...that I ever made. In the years that followed, my mom continued moving around and having off and on jobs. I would have never had a stable home and would be who knows where by now. I am now seventeen years old and don’t regret a single day spent in my grandparents’ house. They have cared for me like no one else could and I am very thankful for that. My mother and I have become closer than ever and we have a very happy relationship with each other. As Thomas Adams said, â€Å"What we obtain cheaply we esteem too lightly; it is dearness which gives everything its value.† (Sermons 14) Works Cited Adams, Thomas. Sermons. From the McMillan book of Quotes, Maxims, and Famous Phrases, 1948. Euripides, the Medea. Trans Philip Vellacott, London: Penguin Books, 1977. Sophocles, Oedipus Rex. Logan, Iowa: The Perfection Form Company. NDP.

Ethnicity and Gender in Late Childhood and Adolescense Essay

Abstract This paper focuses on an study that was conducted to examine the awareness of gender and ethinic bias along with gender and ethnic identity in late childhood and early adolescence. Data was collected on children in 4th, 6th, and 8th grades from various elementary and middle schools. The ethnic groups that were represented were White/European American, African American, an Latino. Daily diaries and individual interviews displayed that ethnic, gender, and grade level differences affected the awareness of bias ( Developmental Psychology, 2011). It was further proven that children in this age range were more aware of gender bias than ethinic bias. Keywords: gender identity, ethnic identity, bias During adolescent development a child’s need to be identified based ethnicity and/or gender becomes more prevalent and is further influenced by their peers. In addition, during this stage of development, social identity can have a deeper impact on intergroup attitudes. In the text, chapter 3 discusses gender schemas and how they evolve from being inflexible to flexible though the development of a human being (Wade & Tavris, 2011). In the Development Psychology article, â€Å"Ethnicity and Gender in Late Childhood and Early Adolescence: Group Identity and Awareness of Bias†, 2011, psychologists, Alabi, Brown, Huynh, and Masten examined the awareness of gender an identity bias and its impact on the individuals/groups. The hypothesis is the possibility that children can be aware of one type of bias and oblivious to the another based on their group identity. The study was conducted with 350 students from three participating elementary schools and three middle schools in Southern California. The schools represented various ethnic/racial make-ups and socioeconomic statuses that included 67 African American, 120 White, and 167 Latino students. Two methodologies were used during this study, case study and naturalistic observation. The case study methodology as described by the text is the description of an individual based on their observation of behavior during a specified period (Wade & Tavris, 2011, p. 18). During the first week the case study was conducted by each participant receiving a diary to document their assessment of what identity was most important to them. The approach was referred to as identity centrality and the children received an ethnicity and gender score based on the results. The second portion of this test, identified as the identity salience approach involved students documenting whether or not they thought about gender, ethnic, or no identity at all during each period of the school day. The results of this test revealed that 51% of the children mentioned ethnicity and 63% mentioned gender. Following this portion of the study, the students were assessed through individual interviews with the same ethnicity, same gender experimenter. To assess ethnic identity, the students were presented five items with opposing questions, in which they had to choose the statement that they most identified with. A similar assessment was conducted to determine the degree of their gender identity. The final results of these assessments revealed that 51% of the students were aware of ethnic bias associated with ethnic identity while 49% were unaware. The relationship between bias and group identity was determined by eight ethnic and gender identity measures to include: gender and ethinic identity, salience, centrality, positivity/importance of ethnicity, contentedness with gender, felt gender typicality, and felt pressure to conform to gender norms. Over 38% of the students felt positive about their ethnicity and felt content/typical with their gender. 26% percent felt that their ethnicity was not important and felt no pressure to conform to gender norms. 20% of the students felt that their ethnicity was not important but was discontent with the gender norms. Finally, 9% felt that their ethnicity was positive and important and were content with gender norms. In this study the awareness of gender and ethnic bias varied by age group. It comes as no surprise that children become more aware of gender bias than ethnic bias at a young age. As the text mentions, gender identity is discovered at preschool age in which the process of gender typing begins. This is where boys and girls begin to get in touch with their masculine and feminine characteristics (Wade & Tavris, 2011, pg. 107). Ethinic identity creates a sense of emotional attachment to the group and the individual feels the need to conform to the values set forth (Wade & Tavris, 2011, pg. 350). This study further showed that European American students were more aware of gender bias than ethnic bias. In middle school all students were equally aware of both biases but African american and Latinos were likely to be aware of ethnic bias in elementary school. The potential cause of this stemmed from belonging to a negatively stereotyped group which raised the earlier awareness. This showed that European American students were less likely to be targeted for ethnic bias ( Developmental Psychology, 2011). In early adolescence girls were more aware of gender bias than boys and could attest to being targets of discrimation. Conclusion The conduction of this study proved that children in late childhood and adolescence were more aware of gender bias than ethnic bias. In addition the results showed that children who were non European-American experienced and identified with ethnic bias at an earlier age. The limitations to this study was the demographics. This study was conducted in Los Angeles which has a very unique demographic because it is essentially a melting pot of ethnicities. The different socioeconomical factors and educational inequalities impacted the outcome of the results. Children in the poorest schools had more challenges to encounter in school than their peers in this study. These experiences molded their ethnic identities and the biases associated with it. During late childhood an adolescence development, group identity and intergroup relations became important factors. It is expected that this age group no matter the gender/ethnicity will witness or be a target of discrimination. Although legal segregation is a thing of the past, gender and ethnic bias can greatly impact society but the attitudes and beliefs of individuals can be contained through intervention. With intervention at the earlier stages of development, children can fully witness equality. Future research methods inspired by this article should focus on the data collected from various locations throughout the country. Keeping this research generalized to one location compromises the true validity of the study. New research methods will determine how different ethnicities identify with gender and ethnic bias. Other areas of concentration that should be included in this study are the workforce, judicial system and media/television. Successful results of these research methods can pave the way for some individuals to change their ideologies. These studies can impact the lives of everyday people and potentially unveil solutions to discrimination. As we become a more multicultural country, we must realize the importance of cultural awareness so that we can better interact with different ethnicities/genders. Parents should encourage their to children to foster positive relationships with their peers despite cultural difference. These solutions will alleviate the stereotypes associated with gender and ethnic identity. References Brown, C. , Alabi, B. , Huynh, V. , & Masten, C.. (2011). Ethnicity and Gender in Late Childhood and Early Adolescence: Group Identity and Awareness of Bias. Developmental Psychology, 47(2), 463. Retrieved May 21, 2011, from Research Library. (Document ID: 2321539051) Wade, C. , & Tavris, C. (2011). Invitation to Psychology, fifth Edition. Upper Saddle River, NJ: Prentice Hall.